AN INSURANCE ALTERNATIVE FOR AFFINITY GROUPS
People pay too much for insurance policies they don't really need.
For savvy consumers, Comity transforms premium spending into savings opportunities.
And for insurers, we provide a unique distribution model where more profitable policies can be provided to those in need across niche affinity markets.
Joining the Dots Between Insurance & Financial Management
STOP JUST PAYING PREMIUMS
AND START SAVING
Comity users don’t pay us premiums, instead they save monthly towards their cover as a group.
By doing so they can become self-insured at an accelerated rate and minimise their exposure to personal risk.
They only pay from their savings if there is a legitimate claim in their group and are able to withdraw their money at any time.
Should they want total peace of mind, their combined savings give them access to the lowest insurance quotes on the market. Every month their savings increase, their premiums decrease.
In partnership with banks we will be offering interest on their savings in the medium to long term. Ultimately, we want to use our accessible technology to transform insurance spending into savings and investments for everybody.
Grow savings instead of just paying premiums
Only pay when there is a claim in their group
Set their own rules. Create the right cover for their needs.
Choose to keep or donate money that isn’t used to pay claims.
Access niche affinity markets across existing and emerging risks
Reduce frictional costs by cutting fraud and complex processes
Improve ROI on customer acquisition though incentivised referrals
Increase lifetime value and customer inertia.